Why Savers should love a Bear Market
Firstly, a bear market is one that is falling. Imagine a bear tearing the market down. A market that is moving up is often referred to a bull market. Imagine a bull bucking the market up. “Regular savings makes you love and long for bear markets” Nick Murray. Nick Murray has been a financial services […]
Interest rates up – and down
From Tony Alexander The Reserve Bank has raised its official cash rate by 0.5% three times in a row now and extra rises eventually taking the official cash rate to 3.5% from the current 2.5% look likely. But the most recent change in fixed mortgage rates has been a cutting of the two year rate […]
Time in vs Timing the Market and Recent changes for First Home buyers…good ones!
Let’s hear Independent Economist Tony Alexander’s Latest View First In the past month forecasts for world growth have been revised downward, more evidence has emerged of troubles in the home building sector, we learnt retail spending was weaker than thought in the March quarter, and the Reserve Bank has lifted its cash rate by another […]
Interest Rate Implications Of An Economic Downturn
Interest rate implications of an economic downturn Independent economist Tony Alexander shares his monthly view: Come May 25 the Reserve Bank are likely to increase the official cash rate by another 0.5% to 2.0% as they take away the pandemic stimulus and try to actively restrain growth in the economy. Those last five words are […]
Interest Rates Rising
Interest rates rising From Independent Economist Tony Alexander On April 13 the Reserve Bank accelerated its pace of monetary policy with a 0.5% rise in the official cash rate. This followed three rises of 0.25% and was motivated by inflation set to soon exceed 7% as a result of supply chain disruptions and Russia’s war […]
Mine is bigger than yours, no mine is bigger than yours!
Often in life, which is perpetuated by social media, we compare ourselves to others. We see things posted online or a friend will brag about something they have accomplished or bought. This is no different when it comes to investments, in fact it can be worse. Over the past few weeks, we have spoken to […]
Invasion from Russia and Inflation
Invasion from Russia and Inflation Due to the uncertain times that are upon us we thought we would come out to you about the current Ukraine invasion and inflation. Both are impacting on global markets. You may have noticed the impact on your Kiwisaver or investment portfolio you hold with us. We discuss the impacts […]
CCCFA – The Current State of Play
On the radio this morning I heard that a report issued by AIA NZ shows one fifth of Financial Advisers are seeking or have sought medical help for stress in the last few months, and a quarter are looking to exit the industry. It made me think about how our team is going and about […]